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Our OpportunityLloyds TSB Group plc was renamed Lloyds Banking Group plc on 19 January 2009, following the acquisition of HBOS plc. This makes us the largest retail bank in the UK with a number of leading market positions. One in three people bank with us. Get an overview of the company.
Our goal is to be the best financial services provider in the UK. We believe this means we must build a leadership position not on the basis of scale but on the foundations of reputation and recommendation.
While the short term outlook for all financial services companies in the UK and around the globe is challenging, we believe that the acquisition of HBOS will be a success and presents us with many opportunities. We have a business that has clear scale benefits, which in time can lead to superior returns in the new banking environment.
Our ResponsibilityThe creation of Lloyds Banking Group comes with a big responsibility.
Serving over thirty million people means we have a clear role to play in society; through helping our customers everyday.
We have multiple brands which mean we can serve customers in terms of pricing and positioning to cover and attract more of the market. Lloyds TSB and Halifax will be our main brands in England and Wales and Bank of Scotland will be our main brand in Scotland.
We can keep our costs down and improve our services to customers because we can deliver efficiencies through shared services.
We have a distribution network that is second to none, including the largest branch network in the UK.
What’s in it for our customers, our colleagues and our shareholders?
For our customers: the combination of both organisations will help us offer the best convenience, choice and expertise.
For our colleagues: the scope and scale of our new company will provide exciting opportunities to grow and develop their career. Our people are going to be vital to making our new organisation the best it can possibly be.
For our shareholders: as we look beyond the near term, we believe the strength and size of the Group will offer significant opportunities.
Our goal is to be the best financial services provider in the UK. We believe this means we must build a leadership position not on the basis of scale but on the foundations of reputation and recommendation.
While the short term outlook for all financial services companies in the UK and around the globe is challenging, we believe that the acquisition of HBOS will be a success and presents us with many opportunities. We have a business that has clear scale benefits, which in time can lead to superior returns in the new banking environment.
Our ResponsibilityThe creation of Lloyds Banking Group comes with a big responsibility.
Serving over thirty million people means we have a clear role to play in society; through helping our customers everyday.
Company Overview
We have strengths and products from both companies - including Lloyds TSB’s prudent approach to risk and HBOS’s leading savings, mortgage and bancassurance businesses.We have multiple brands which mean we can serve customers in terms of pricing and positioning to cover and attract more of the market. Lloyds TSB and Halifax will be our main brands in England and Wales and Bank of Scotland will be our main brand in Scotland.
We can keep our costs down and improve our services to customers because we can deliver efficiencies through shared services.
We have a distribution network that is second to none, including the largest branch network in the UK.
What’s in it for our customers, our colleagues and our shareholders?
For our customers: the combination of both organisations will help us offer the best convenience, choice and expertise.
For our colleagues: the scope and scale of our new company will provide exciting opportunities to grow and develop their career. Our people are going to be vital to making our new organisation the best it can possibly be.
For our shareholders: as we look beyond the near term, we believe the strength and size of the Group will offer significant opportunities.
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